Wednesday, January 4, 2012

Investment Options for AAM AADMI




Sr.No
OPTIONS
Minimum Investment Amount(Rs.)
Returns per year(%)
Risk Factor
Income
1
Savings Bank  Account
1000 in govt banks
4
None
Fixed
2
LIC (Jeevan Anand, Jeevan Saral,etc)
Rs. 250 per month
7
None
Fixed
3
Post Office Savings Scheme
Rs. 6000 per year
7.5
None
Fixed
4
Public Provident Fund
Rs. 500 per annum
8
None
Fixed
5
Govt Bonds( IDFC Infra Bonds, REC,etc)
Rs. 5000 upto  Rs. 20000
9
None
Fixed
6
Bank Fixed  Deposits
Rs.2000 upto  Rs.10000
9
Bank Dependent
Fixed
7
Corporate Fixed Deposit (Mahindra Finance)
Rs. 25000
10
Company dependent
Fixed
8
Mutual Funds
Rs.100 per month
Variable
Market Dependent
Variable
9
ULIP Policies
Rs. 500 per  month
Variable
Market Dependent
Variable
10
Physical Gold, Gold ETF
As per Availability
Variable
Market Dependent
Variable